November 24, 2021
A home loan for rural area may seem far-fetched, especially if you have no experience living in the country. If you’re looking for a bare land or rural site loan, you may feel like there is no one there to help you. Nothing could be further from the truth! At the Farm Loan Center, our purpose is to help people find the financing they need to purchase the rural farm or home site of their dreams. We are not a lender, but a team of experts who have the knowledge and resources to help you through the process of finding lenders and evaluating loan options. Our core focus is on helping veterans, but we are available to help anyone who needs expert guidance in finding the right property loan.
One great option to explore is a rural home loan through the United States Department of Agriculture’s (USDA). Their Rural Development Office offers these programs because “Well built, affordable housing is essential to the vitality of communities in rural America. Housing Programs give families and individuals the opportunity to buy, build, repair, or own safe and affordable homes located in rural America.” A home loan for rural area must meet the definition of rural: having a population of fewer than 20,000. Towns near major population centers do not qualify. At the Farm Loan Center, our team of experts can help you navigate the process of applying for these government home loans:
- USDA Rural Home Loans
- Rural Home Loans
- VA Rural Home Loans
- FHA Loans
- Hobby Farm Loans
- Rural Development Home Loans
We can also help you find a private lender to finance a home loan for rural area such as a bare site or rural site loan.
Maybe you’ve always wanted to build a modern farm house in Oregon, and turn your gardening hobby into a profitable small business. Perhaps the idea of sitting in your rural Wisconsin home as the snow falls, in front of a fire made from wood cut on your own land, makes you feel warm inside. Contact us today at (800) 644-9039 so we can help you get started finding your home loan for rural area, or you can apply online. If you can dream it, the Farm Loan Center can help you do it!