Bare Land and Rural Site Loan

Bare Land and Rural Site Loan

Farm Loan Center does not finance bare land but we can refer you to lenders. If you intend to build a home on acreage, we can refer you to lenders who provide construction loan financing. Farm Loan Center can help you consolidate your land loan and construction loan into one final VA or Conventional loan. 

Farm Loan Center is a national company providing lending services and options, assisting people with Rural Home Loans, VA Rural Home Loans, Hobby Farm Loans, USDA Rural Loans, FHA Loans, and Home Loans For Rural Areas, . People who wish to finance a home on a property where they can produce some supplemental income from agricultural activity such as crops, livestock, hay, alfalfa, etc need look no farther than "Farm Loan Center"

Contact us today at (800) 644-9039 to get you started with a home loan for rural area. 


home loan for rural area
Hobby Farm Loan Symbol

What are some of the technical details of Bare Land and Rural Site Loans? 

  • Up to 75% LTV for rural land site acreages, generally 10 to 160 acres
  • Minimum credit score of 620 with no late payments in last 2 years
  • Borrower will state intent to build a single family personal residence on property
  • Full doc-income must be verified from pay stubs and/or tax returns
  • Minimum loan amount is $100,000
  • No cash out
  • 25 year fixed rate and adjustable rate programs
  • No prepayment penalty
  • Property cannot be in city limits unless city population is under 2,500 
  • No commercial or real estate development projects allowed
  • Purchase or refinance allowed

Farm Loan Center provides lending options for farms and agricultural properties in all 50 states. Our associations provide real estate financing and loan options to more than 300,000 farmers and rural homeowners. From the first-time farmer or rancher, to the established farmer or rancher. Farm Loan Center has the loan to fit your needs.

Contact us today at (800) 644-9039 to get you started with a home loan for rural area.