October 28, 2021
A rural development home loan is a great way to finance the country way of life you want for your family. It is a type of home loan offered by the Rural Development division of the U.S. Department of Agriculture (USDA). If you want to raise your family in rural America, the Farm Loan Center can help you access the loan you need to get started. We have a special focus on American service members as well as veterans of the U.S. Armed Services, but we are here for anyone who needs our help.
The Farm Loan Center is not a lender. Rather, we are a group of experts who have made it our life’s work to assist others in navigating the complexities of a variety of public and private lending options. Our team is focused on helping people who want to adopt or maintain a rural lifestyle get the financing they need to buy, build, refinance or renovate a home for their family. The United States Census Bureau defines a rural area this way: ““Rural” encompasses all population, housing, and territory not included within an urban area.” The USDA offers more than one kind of Rural Development Home Loan, available to qualified borrowers. Depending on qualifications, loans can be made directly by the USDA or be through private lenders, guaranteed by USDA. Loans have a fixed interest rate and require no down payment.
We all know that navigating government processes can be time-consuming and confusing. That’s why the Farm Loan Center exists. With years of experience helping clients through the system, we can help make the process less stressful. When you complete our application, we will help you to determine what rural development home loan you qualify for, if any. Our team will guide you through the process of applying for a loan as well as showing you other available financing options.
A large percentage of veterans come from a rural background or live in rural areas. Rural living produces many of the qualities that the military wants – a strong work ethic, resilience, physical fitness and community engagement, to name a few. If you’ve served our country and want your children and grandchildren to enjoy the same benefits that you received from a rural lifestyle, contact the Farm Loan Center at (800) 644-9039. If you want to see how others have benefitted from our services, check out our testimonials. We have affiliates in all 50 states plus Puerto Rico. If you are looking for a rural home in Tennessee, a country cottage in Ohio, or a farmhouse in Kansas, we can help! Call us today or fill out our online application. We look forward to helping you find the rural home you desire.