VA Farm Loans

As a veteran, can I get a loan for a farm? 

Absolutely!  Farm Loan Center is a national company providing lending services and options, assisting people with VA Farm Loans. 

The Veterans Administration guarantees/insures farm loans that allow for Veterans to purchase a primary home or refinance their current home in a rural, suburban or urban environment. There is no limit on acreage as long as the property is typical of the area. The highest and best use should be for residential purposes. Tillable ground, limited farm animals and small farming is allowed. Non-commercial outbuildings are allowed. Working commercial farms are not allowed. 

Contact us today at (800) 644-9039 to get you started with a VA farm loan. 

hobby farm loan
Hobby Farm Loan Symbol

What are some of the technical details of VA Loans For Farms and Veteran Rural Home Loans? 

  • No down payment - 100% financing
  • Competitive low interest rates
  • Seller is allowed to pay all closing costs
  • No VA loan limit
  • VA funding fee applies (Note: **Funding fee is waived with VA service connected disability - see below)
  • Credit scores of 600+ (580+ with 10% down payment and 3 months reserves)
  • Higher limit on debt ratios

**Disabled Veterans with a VA related disability of 10% or more are waived of the funding fee charged to non-disabled Veterans. Surviving spouses of Veterans who died in-service or from a service-connected disability also qualify for the exemption. Purple Heart recipients.

Farm Loan Center provides lending options for farms and agricultural properties in all 50 states.  Our associations provide real estate financing and VA farm loan options to more than 300,000 farmers and rural homeowners. From the first-time veteran farmer or rancher, to the established veteran farmer or rancher. Farm Loan Center has the VA farm loans to fit your needs.